Who can apply for finance?

If you are contemplating campervan finance, you might have some questions. One of the ones we get asked the most is who can apply. Hopefully, this will help to clear that question up… 

We see lots of different people coming to us for a camper, from young families to retired people, excited couples to those looking for a slice of adventure. The thing is, anyone can apply for campervan finance and there are lots of different lenders out there, to maximize your chances of being approved. 

At Your Camper, we choose to work with a range of these lenders for that very reason and so you can see what different deals are out there. There is no such thing as guaranteed finance but we will do our best to find a solution that works for you. 

There are different things that are considered when you apply for finance, from your financial standpoint and past, to credit score and earnings. This is so lenders can build a picture of what you will be like as a customer and see if you will be reliable in paying back each month what you have borrowed. 

Now, if you have struggled in the past, that isn’t a reason to avoid applying, as some lenders specialise in bad credit so you may still be able to get onto the road in your dream van. 

Before you apply for finance, speak to an expert and have a clear picture of what you would be comfortable spending each month. Having a deposit can lower monthly payments significantly and remember that the repayments will depend on the type of finance too.

For help, advice, or a chat about campervan finance, get in touch with a member of the team at Your Camper where we will be happy to help you.